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Exclusive Fintech & Crypto ATM Patents – Transform Money Globaly
[Category : - SOFTWARES- OTHER- Indentification and payment methods]
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Unlock a disruptive technology platform designed to modernize how individuals send and receive funds—entirely through secure, software-driven digital approvals.
This sale is for intellectual property (IP) rights only. No physical products, devices, or hardware are included.
Included U.S. Patents
US Patent #11,017,395 – Identity-based transaction approval via mobile interface
US Patent #10,242,394 – Secure financial messaging for remote fund disbursement
US Patent #9,466,082 – Peer-to-peer transfer system with trusted contact validation
Ownership transfer includes all licensing rights, monetization opportunities, and full USPTO documentation.
Key Software Capabilities
Digital Funds Transfers – Send and approve money securely via a mobile interface
Cardless Pickup Authorization – Enable cash availability at verified access points
Trust-Based Contact Network – Transfers restricted to verified, approved contacts
Secure Architecture – Tokenized, encrypted data flow prevents spoofing and fraud
Flexible Use Cases – Compatible with mobile platforms, financial service apps, and remittance software
Real-World Applications
Family Transactions – Approve money to kids or family remotely
Employee Reimbursements – Authorize controlled access to approved amounts
Retail Integration – Enhance customer experience with cardless payments
Blockchain Bridge – Patents support crypto-to-fiat conversion integration
Scenario 1: Daughter Needs Gas
Your daughter is out running errands and realizes she’s low on gas—but she doesn’t have her debit card.
With your patented technology:
She opens the app and sends a secure request for $30.
You approve it instantly using the trusted contact system.
She heads to a participating gas station with point-of-sale (POS) integration.
The system authorizes the transaction—no card required. She fuels up and is on her way.
Scenario 2: College Student Needs Books
Your college-aged child is at school and suddenly needs funds to buy books or supplies.
Using the app:
They send a money request to their parents.
The parents approve it in seconds via the app’s secure interface.
The student walks to a campus bookstore, grocery store kiosk, or any POS-integrated retailer in-network.
Funds are accessed securely at checkout—without using a bank or waiting on a transfer.
Market Opportunity
3.5M+ potential integration points worldwide (virtual teller/authorization systems)
$860B+ global remittance market
420M+ crypto users
150K+ retail payment endpoints (software-based integrations)
Competitive Differentiation
Current Apps:
Basic transfers, no contact validation
Limited or no fraud controls
No crypto integration or cash retrieval support
Your Patented Platform:
Trusted contact approval
Cardless access features
Expandable to fintech, remittance, and crypto markets
Sale Details
This is a sale of software-based patent rights and intellectual property only. Upon purchase, the following will be delivered:
USPTO ownership transfer documents
Chain-of-title verification
Licensing documents (if applicable)
Transfer coordination through eBay’s secure messaging platform
Open to offers and licensing discussions. Let's talk.
Financial information
Core Capabilities
• Cardless Digital Funds Transfer: Send and approve money with identity-based verification
• Trust-Based Network: Funds accessible only by pre-approved, verified contacts
• Secure Architecture: End-to-end tokenized encryption—no spoofing or fraud
• POS Compatibility: Works with mobile wallets, payment apps, retail kiosks, and fintech APIs
• Crypto-Ready: Patent coverage includes crypto-to-fiat conversion paths
Market Opportunity
• $860B+ Global Remittance Industry
• 420M+ Crypto Users
• 150K+ Retail Payment Endpoints
• 3.5M+ Integration Opportunities
Real-World Use Cases
• Family Transfers – Parents instantly approve funds for kids without cards
• Employee Reimbursement – Controlled access for authorized disbursements
• Retail – Cardless payments at gas stations, bookstores, or kiosks
• Crypto Applications – Convert crypto to fiat with identity approval mechanisms
Offering Details
• IP Sale Price: Open to offers
• Estimated Fair Market Value: $750K – $1M
• Licensing Ready: Multiple use cases across fintech, remittance, crypto, and retail
Patent publications:
US 11017395
Asking price:
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