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METHOD FOR AUTHENTICATION AND SIGNATURE WITH A MOBILE PHONE (USA)

[Category : - Indentification and payment methods]
[Viewed 862 times]

The invention relates to a method for the two-factor authentication of a user in an application service running on an application server. The first authentication factor is a PIN authentication code known only by the user and the application service, and the second authentication factor is the mobile communication terminal of the user on which is installed a reliability application obtained from a reliable third party or certified by the same. The reliability application is capable of generating, using the PIN authentication code and a secret key shared only with the reliable third party, a single use authentication code for each authentication of the user in the application service.

Patent publications:

US 8819432

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paycool (France)

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