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PAYMENT APPARATUS AND METHOD

[Category : - Telecommunications]
[Viewed 1829 times]

A secure payment system for authorised point of sale transactions enables a user to pay electronically for goods using a handheld device such as a mobile phone. No confidential information need be held on the handheld device, all financial data being held within the payment system. A short-range wireless connection is provided to the handheld device and the user has only to enter a PIN to initiate a transaction. The system includes a client device and a server device. The server device maintains user profiles which enables customisation, for example of transaction receipts and payment methods. Transaction receipts can be transmitted to a preselected location, for example by email or SMS, which provides an additional security check for the user.

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There is also a second related patent as follows:

APPARATUS FOR LOCATION-BASED INFORMATION DELIVERY
UK Patent number GB24259421 in the name TAGBOARD LTD.

ABSTRACT
A retail management system is provided for interaction with mobile user interface
apparatus in a retail environment. The apparatus supports the detection of arrival of a registered device in the environment and subsequent download of code and data to the device to enable location-based and personalised services. Routing information to direct the user to specified goods or services can be provided by the system, this being tailored to a user’s current store position. Thus an embodiment of the invention can send personalised information to users as they shop, the personalised information being tailored to the user’s actual position in the store.

Trademarks
Community trademark application for SHOPPAL has passed examination by the OHIM (Community Trademarks Office).

Patent publications:

WO 2004090819

Asking price:

303,746 USD

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tagboard (United Kingdom)

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